How Buying a Cottage is Different than Buying a Home in the City

yellow chairs on shoreline

When shopping for a cottage, there are some aspects that can differ when compared to purchasing a home in the city. It is imperative that you hire a sales team that has experience in the geographical area you are looking to purchase and has expertise in the cottage real estate market as well.

Your industry professionals will help you navigate things like, water sources and sanitation, septic inspections, access and a lot more. The right experts will give council on things like: asking for records about the health of a septic system when necessary and suggesting leading professionals in the area who are also versed in recreational properties, like a home inspector.

Is your property zoned ‘seasonal’? This means the municipality may not maintain the roads in the winter months. Access and Easements are other important details, especially with recreational properties. Many cottage properties are water access, or do not have a formal road, do you need to cross neighbour’s property to get to your property? Is there already a formal agreement in place? If not, a verbal agreement might not pertain to a new owner.

If the property is water access, do you own the shoreline? If not, how is access guaranteed?

Having the right sales team is integral in getting answers to these questions and feeling confident about your cottage purchase.

Kawartha Central Realty is a family owned, independently operated, full service Real Estate Brokerage. 

“We do our utmost to meet the needs of each individual client with great concern.

We know that you have high expectations, and as Realtors we enjoy the challenge of meeting and exceeding those standards every time” states Ron Dainty.

Call Ron, Susan or Allison at 705-738-1709 or 1-800-434-5157 or visit them online at

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